OH, sure, I agree... I hope I didn't come off as invalidating what you have going on up north. I agree that it does work in many other places. Its just here that it makes me nervous. Now, something I'm not proud of, but if either of us (or both) lost our jobs, there is state funded medicare available. Something that, when first with a child and no job, I had to rely upon. I am curious to see how this ends up being presented to us, tho, this new health care system. The current one is a giant cluster fuck. 25-45% of all patients never pay their bills, so doctors have to charge more to the ones that do, and to the insurance companies, which raise their rates and/or drop clients. Its a horrible situation that is spiraling out of control (possibly is completely out of control, but that may only be seen from a different perspective or retrospectively).