Onhell
Infinite Dreamer
I just need to vent this because it pissed me off EXTREMELY. First a little inside scoup on how the U.S "helps" the poor for all of you who don't know. The United State's welfare state is mean-tested which means you have to qualify to get help. In order to qualify you need to be REALLY poor, if you are not poor enough you don't get government help, and if you are rich you can afford private health care, for those stuck in the middle... well they're screwed.
Now, higher education in the United States aka college and universities are opened to everybody and anybody... who can afford them. The United states prides itself that anybody can have an education unlike in Europe where, since it is free or pay a ridiculously low tuition, it is selective and elitist. Yet the U.S is elitist as well because only if you can afford it you can attend. in other words, Europe rewards smart students, the U.S rewards Students with rich parents.
For those american students lucky enough to be really smart and not rich there are several ways they can pay for their astronomically high tuition:
1. Scholarships
2. Grants
3. Loans (both private and federal)
Scholarships are money given to students by rich bored people who feel like sharing their money because they have no better use for it or organizations that focus on helping minority groups. Grants is free money given to you by the government (really poor people are the usual recipiants). Loans are broken up into federal and private loans subsidized and unsubsidized. Banks are the originators of Private loans, you strike the deal with the bank personally, federal loans the goverment lends you the money and of course you have to pay it back, sometimes during the same school year and other until you graduate. Subsidize loans means the government will pay the interest on your loan so you only pay the money lent. Unsubsized means you pay the interest as well.
Finally we get to my gripe of the week. I was awarded two federal loans, one I have to pay the other one my mom has to pay for it. This semester I was awarded a scholarship because I rock hehe. I though awesome extra money! Well the University doesn't like the idea of "extra" money, it calls it "overawarding" and I have to "straighten" things out because I can't have that much money in help. EXCUSE ME? who the fuck are they to deny me any of the money that was awarded to ME by THE GOVERNMENT... not them and by scholarship.. again nothing to do with them?
Each loan I got was for $5,000 dollars and the scholarship was for $750 ( i know it isn't much but it at least covers books.) So the University sends me a letter saying that because of this "overawardment" they will withhold about (forgot exact figure) $860 from my loans to "even things out" How does taking away more money than what I was awarded "even things out"? They are stupid if they think i'm just going to lie down and take this.... damn I'm pissed. I was counting on that money as "extra" now i'm short 100 dollars! fucking assholes!
Now, higher education in the United States aka college and universities are opened to everybody and anybody... who can afford them. The United states prides itself that anybody can have an education unlike in Europe where, since it is free or pay a ridiculously low tuition, it is selective and elitist. Yet the U.S is elitist as well because only if you can afford it you can attend. in other words, Europe rewards smart students, the U.S rewards Students with rich parents.
For those american students lucky enough to be really smart and not rich there are several ways they can pay for their astronomically high tuition:
1. Scholarships
2. Grants
3. Loans (both private and federal)
Scholarships are money given to students by rich bored people who feel like sharing their money because they have no better use for it or organizations that focus on helping minority groups. Grants is free money given to you by the government (really poor people are the usual recipiants). Loans are broken up into federal and private loans subsidized and unsubsidized. Banks are the originators of Private loans, you strike the deal with the bank personally, federal loans the goverment lends you the money and of course you have to pay it back, sometimes during the same school year and other until you graduate. Subsidize loans means the government will pay the interest on your loan so you only pay the money lent. Unsubsized means you pay the interest as well.
Finally we get to my gripe of the week. I was awarded two federal loans, one I have to pay the other one my mom has to pay for it. This semester I was awarded a scholarship because I rock hehe. I though awesome extra money! Well the University doesn't like the idea of "extra" money, it calls it "overawarding" and I have to "straighten" things out because I can't have that much money in help. EXCUSE ME? who the fuck are they to deny me any of the money that was awarded to ME by THE GOVERNMENT... not them and by scholarship.. again nothing to do with them?
Each loan I got was for $5,000 dollars and the scholarship was for $750 ( i know it isn't much but it at least covers books.) So the University sends me a letter saying that because of this "overawardment" they will withhold about (forgot exact figure) $860 from my loans to "even things out" How does taking away more money than what I was awarded "even things out"? They are stupid if they think i'm just going to lie down and take this.... damn I'm pissed. I was counting on that money as "extra" now i'm short 100 dollars! fucking assholes!